8 Vehicle Costs You Should Be Planning For

If you are one of the 9% of people who own a car, you know they are not free to operate. However, just because you know that, doesn’t mean you plan for all the costs associated with owning a motor vehicle. In fact, you may be forgetting about those costs and then are suddenly forced to try and come up with the money.

To help combat this potentially budget busting area, I have developed a list of eight vehicle costs you need to plan for. Now, I hope you don’t have a car payment but, whether or not you do, let’s talk about some of those very costs you may be forgetting about.

Read more

The Credit Score Demystified

The credit score.  How does thing work and how important is it?  You may know what it is, but do you know what it’s not?  This week I’m going to break down for you exactly how this sacred cow of finance works, how to understand it, and also challenge a few assumptions you might have about it’s importance.

Read more

What Does Wealth Mean To You?

I want to ask you a question.  It’s a question most of us don’t think about and that some of us are afraid to answer.  What does wealth mean to you?  Seriously, think about it.  What comes to mind at first?  Flashy cars, mansions, and piles of cash?  Maybe, it’s something deeper?  I bet that if you let your mind actually focus on this question and get past your preconceived notions you’ll find that wealth has little to actually do with money.  This week I want to share 3 specific examples to show you exactly how wealthy you really are… Read more

One Easy Hack To Reduce Your Cell Phone Bill

What if I told you that you’ve been wasting money every single month on part of your cell phone bill?  This week I break down some technology basics to show you how you may have been duped into overpaying for service on your mobile devices.  This one small change can be an easy hack to reduce your cell phone bill today.

Read more

The Best Time To Buy Plane Tickets

It seems there’s nothing more volatile than the stock market, right?  Well, maybe the only thing that is more volatile is plane ticket prices.  They just go up, down, and all over the place.  What I want to share with you this week is some research that I’ve read up on and used myself.  This tried and true method landed me two tickets this year from Connecticut… 1. Round trip with 2 free bags non-stop to Dallas for $188, and 2. Round trip with 2 free bags 1 stop to Nashville for $152.  This stuff works!  Here’s the simple 3 step process I use… Read more

How to Find Cream of the Crop Clothes For Bottom of the Barrel Prices

Shopping for clothes can really add up, and reselling items usually produces a terrible resale value.  This week my wife, Jennifer, and I share with you 5 solid tips that together provide a strategy to maximize your clothes shopping.  These tips will be especially helpful to you with these upcoming holiday sales.  I’m ready to dive in!  Are you?  Let’s do it!

Read more

How To Save Big When Buying Tires

Tires are something that we don’t have to buy that often but when we do it can be several hundred dollars.  This week I’m going to show you my proven process for saving up to $200 or more every time you buy a set of 4 tires.  I personally have done this at least 5 times over the years.  Make sure to share this one with everyone you know who owns a car!  It affects everyone at some point.

Read more

How To Stop The Utility Bill Roller Coaster

Brace Yourself…

…and with it increased heating bills!  Are you prepared?  Whether you have oil, gas, or electric heat this week the principles I teach you will show you how to always be ahead of these bills and all your other utilities.  Make sure to share this one!  It affects everyone!  Let’s get to it…

Read more

3 Steps To Eliminate Surprise Gift Expenses

Christmas is not an emergency!  I know, I know… That should be common sense right?  But here’s the thing… We are way too busy in our culture and we often just roll with the punches when it comes to covering the cost of gifts, and that is why this is one of the Top 2 areas of spending that people completely underestimate.  This week I’m going to show you a 3 step process I use to always be on top of ALL the gifts and not just Christmas, and if you use this process on average you will consistently beat your goal.

Read more

A Simple 4 Part Recipe For Secure Home Ownership

The American Dream!  We bust our butts day in and day out to achieve it, but what exactly is that anyway?  If you ask most people they’ll say a key part of it has always been home ownership, and so many rush into it buying the best house they can.  However, there is such a thing as too much of a good thing.  This week I show you a healthy 4 part recipe to help ensure you don’t turn the American Dream into a nightmare.

Read more